Main Street Lending Program Louisiana
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The federal reserve established the main street lending program program to support lending to small and medium sized for profit businesses and nonprofit organizations that were in sound financial condition before the onset of the covid 19 pandemic.
Jersey city motor vehicle office hours. The main street lending program is established by funds appropriated by the coronavirus aid relief and economic security act cares act pub. Main street lending program eligibility requirements. There is also a portion of money set aside to help businesses owned by women minorities and veterans to help ensure these businesses have access to the aid they need.
Pictured is the federal reserve building in washington dc. Read the federal reserve faqs pdf 315 kb. The federal reserves main street lending program is meant to support small businesses during the coronavirus outbreak.
The main street lending program is geared towards small and medium sized businesses. Main street lending program. Our goal the main street recovery grant program aims to help those who need it most.
It includes many borrower favorable economic terms including a 5 year term a low interest rate capped at libor 3 an interest payment deferral of 1 year and a principal payment deferral of 2 years and a generally borrower friendly amortization. The main street lending program intended to provide credit support to small and medium sized businesses became operational on july 6 2020. Additional information is provided on the federal reserve website.
All eligible small businesses are encouraged to apply. On april 9 2020 the federal reserve announced the 600 billion main street lending program which provides financial backing for lenders so they can offer stimulus loans to small to medium sized businesses that may not have qualified for earlier coronavirus aid relief and economic security cares act stimulus loan options. Louisiana main street recovery program.
Businesses must be located in louisiana cant have had more than 50 full time workers as of march 1 and they cant be a subsidiary of or owned by a larger company with more than 50 full time. Applications are now open for louisianas main street grant program which offers businesses up to 15000 in reimbursements for covid related expenses. Issuing banks must retain 5 of the loans.
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